Empowering Informed Financial Decisions Across India
BanksCart is India’s premier independent loan comparison and financial marketplace. We partner with over 30 leading scheduled commercial banks and RBI-registered NBFCs to bring total transparency, zero hidden charges, and market-competitive loan products to everyday borrowers and growing businesses.
From personal loans and home mortgages to collateral-free MSME credit and high-reward credit cards, BanksCart provides data-driven financial tools, algorithmic eligibility checks, and real-time interest comparisons—completely free for consumers.
Our Core Mission & Values
100% Unbiased Transparency
We present loan offers with complete disclosure of interest rates, processing fees, APRs, and prepayment clauses without hidden markups.
Borrower-Centric Advice
Our algorithmic recommendation engine matches applicants to lenders based on genuine qualification criteria to protect credit scores.
Bank-Grade Security
256-bit encryption and strict adherence to RBI digital lending guidelines safeguard all applicant data and financial privacy.
PAN-India Accessibility
Serving borrowers across 1,000+ Tier-1, Tier-2, and Tier-3 cities with rapid digital application workflows and instant eligibility calculations.
Institutional Lending Partners
We aggregate verified loan offers and credit card products from India's most respected banking institutions:
Our Trust Milestones
Corporate Entity & Founding Story
Founded in 2024, BanksCart Financial Technologies Private Limited (CIN: U72900DL2024PTC428190) is dedicated to eliminating information asymmetry in Indian consumer finance. Operating from our registered office at Plot No. 42, Institutional Area, Sector 44, Gurugram, Haryana 122003, India, we provide objective, algorithmic comparisons across 30+ scheduled commercial banks and RBI-registered NBFCs.
Executive Leadership Team
Gaurav Rajput
16+ years in digital lending and retail credit underwriting across Tier-1 institutions.
Neha Sharma
Credit risk veteran specializing in bureau analytics and regulatory compliance.
Amitav Roy
IIT/IIM alumnus architecting algorithmic loan matching and real-time EMI calculators.
Editorial Review Policy & Accuracy Standards
Our 4-pillar review framework guarantees that all interest rates, APR calculations, and financial guides undergo rigorous bi-weekly verification against RBI circulars and official bank schedule filings, completely free from commercial steering bias.
Grievance Redressal Officer & Escalation Matrix
Principal Grievance Officer: Ms. Priya Malhotra
Email: grievance@bankscart.com | Helpline: +91-11-4100-8900
Turnaround Time (TAT): Acknowledged within 24 hours; resolved within 48 to 72 business hours.
Partner NBFC & Bank Statutory Disclosure
BanksCart operates as a digital financial marketplace and corporate facilitator. We are not a bank or NBFC and do not provide balance-sheet lending or loan approvals. All credit decisions remain at the sole discretion of our partner lending institutions.