Executive Summary & Key Findings
Based on empirical data from over 150,000 retail loan inquiries across 45 Indian cities, the BanksCart Q1 2026 report illuminates shifting consumer sentiment around repo rate transmission, Tier 2/3 credit appetite, and credit health dynamics.
54.2%
Tier 2/3 City Inquiries
71.4%
Balance Transfer Searches
748
Median CIBIL Score
Press Citation Guidelines
Journalists and personal finance writers (Livemint, The Economic Times, Financial Express, Business Standard, YourStory, Inc42) may cite data from this report with attribution to BanksCart.
Source: <a href="https://www.bankscart.com/research/borrowing-sentiment-report-q1-2026">BanksCart Indian Consumer Borrowing & Interest Rate Sentiment Report Q1 2026</a>